INTRODUCTION
Background of the Study
The role of customers in services is always emphasized in the marketing literature, especially in the recent development of a new perspective, namely service-dominant logic. Service convenience is acknowledged to be increasingly important to customers:yet extant convenience literature offers little explicit discussion of this topic. Consumer convenience in buying and using services isnot well understood.
Convenience is the ability to reduce consumers non-monetary costs (i.e. time, energy and effort) whenpurchasing or using goods and services (Chang & Polonsky, 2012). Colwell et al (2008) note that, in homogeneous markets, whereservice offerings are similar and therefore not key competitive differentiators, providing greater convenience June enable acompetitive advantage. Previous researchers have proposed certain important relationships linked to service convenience: forexample, service convenience can directly affect customer satisfaction and lead to customer loyalty. The goal of improving serviceencounters is to increase positive consumer outcomes, where satisfaction is one such outcome. Chang and Polonsky (2012) in theirresearch of service convenience have found that only benefit and post-benefit convenience are associated with improved behavioralintentions and that satisfaction partially mediates the relationship for those two types of convenience.
Chen et al (2011) have found that customers perception of home delivery service elements are classified into one-dimensionaland must-be attributes by Kano model, while this study contributes to the creation of attractive elements that significantly affect thecustomer satisfaction and owing an enormous potential to further differentiate competitors. Customer satisfaction is positivelycorrelated with different types of service convenience. Service quality has been found to directly affect behavioral intentions (Croninet al., 2000; Gremler & Brown, 1996) and has also been shown to indirectly influence behavioral intentions through value andsatisfaction. Several authors have found that consumer satisfaction mediates the relationship between service quality and behavioralintentions (i.e. Anderson and Sullivan, 1993; Athanassopoulos, 2000; Cronin et al., 2000). Therefore, understanding therelationships between service convenience that affect customer satisfaction and behavioral responses (intention to switch and wordof mouth) is the main concern of this study.The goal of this research is to helpmanagers and researchers understand behavioral responses to service convenience from the customers’ perspective. Not only does this research effort differ from prior research on the subject, but also it extends the relevant literature in two important dimensions.
1.2 Statement of Problem
Although studies on the services Convenience based on customer perceptions have been extensivelyinvestigated, no recent researches have been performed to investigate the impacts of the dimensions of services Convenience on customer satisfaction in the integrated model (Kheng et al., 2010). Furthermore, improving servicedelivery in the banking business is expected to affect the quality of service and customer satisfaction. On theother hand, the client will use a variety of dimensions / attributes that are important to customers to identify thequality of service through the customer satisfaction. These service dimensions/attributes play a significant rolewithin service measurement, since they serve as indicators of services Convenience and customer’s satisfaction (Craneand Clark, 1988). As described before, services Convenience was found to influence the customer satisfaction. This study attempts to investigate the impact of service dimensions/attributes on perceive services Convenience and customer satisfaction.
1.3 Purpose of the Study
The main purpose of this study was to investigate the Influence of Service Convenience on Customer Satisfaction on Banking Industry. The specific objectives are as the follows:
To examine the Decision Convenience and Customer Satisfaction on Banking Industry.
To examine the Access Convenienceand Customer Satisfaction on Banking Industry.
To examine the Transaction Convenienceand Customer Satisfaction on Banking Industry.
1.4 Research Questions
The following research questions have been formulated and will be answered at the completion of this work.
1. To what extent does Decision Convenience affect Customer Satisfaction on Banking Industry?
2. To what extent does Access Convenience affect Customer Satisfaction on Banking Industry?
3. To what extent does Transaction Convenience affect Customer Satisfaction on Banking Industry?