THE EFFECT OF CONSOLIDATION ON BANKS’ OPERATIONS EFFICIENCY IN NIGERIA ( A CASE STUDY OF FIRST BANK PLC)
TABLE OF CONTENTS
Title page – – – – – – – – – – i
Declaration – – – – – – – – – – ii
Certification – – – – – – – – – – iii
Approval – – – – – – – – – – iv
Dedication – – – – – – – – – – v
Acknowledgment – – – – – – – – – vi
Table of Contents – – – – – – – – – vii
Abstract – – – – – – – – – – ix
CHAPTER ONE: INTRODUCTION
- Background to the study – – – – – – – 1
- Statement of the problem – – – – – – – 4
- Research questions – – – – – – – – 5
- Objective of the study – – – – – – – – 5
- Statement of Hypothesis – – – – – – – 6
- Significance of the study – – – – – – – 6
- Scope of the study- – – – – – – – – 7
CHAPTER TWO: LITERATURE REVIEW
2.1 Introduction – – – – – – – – – 8
2.2 A Review of Bank Concentration Theories- – – – – – 8
2.3 Empirical Works on Consolidation in Other Countries – – – 15
2.4 Regulatory and Legal Framework of Capital Adequacy – – – 39
2.5 Banks Distressed after the Consolidation Exercise – – – – 40
2.6 Post-Consolidation Challenges – – – – – – 40
CHAPTER THREE: RESEARCH METHODOLOGY
3.1 Introduction – – – – – – – – – 58
3.2 Resign Design – – – – – – – – 58
3.3 Population and Sample Size of the Study – – – – – 58
3.4 Source of Data Collection – – – – – – – 59
3.5 Method of Data Collection – – – – – – – 59
3.6 Method of Data Presentation and Analysis – – – – – 60
CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS
4.1 Introduction – – – – – – – – – 61
4.2 Respondent Characteristics – – – – – – – 61
4.3 Data Presentation and Analysis – – – – – – 63
4.4 Test of Hypotheses – – – – – – – – 68
4.5 Discussion of Findings – – – – – – – 71
CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATION
5.1 Summary – – – – – – – – – 73
5.2 Conclusion – – – – – – – – – 73
5.3 Recommendations – – – – – – – – 74
Bibliography – – – – – – – – – 76
Appendix I – – – – – – – – – 79
Appendix II – – – – – – – – – 80