CHAPTER ONE: INTRODUCTION
1.1 Background of the Study – – – – – – – 1
1.2 Statement of the Problem – – – – – – – 2
1.3 Objectives of the Study – – – – – – – 4
1.4 Research Questions – – – – – – – – 5
1.5 Research Hypotheses – – – – – – – – 5
1.6 Significance of the Study – – – – – – – 5
1.7 Scope and Limitations of the Study – – – – – – 6
1.8 Organization of the Study – – – – – – – 7
1.9 Definition of Terms as Used in the Study – – – – – 7
CHAPTER TWO: LITERATURE REVIEW
2.1 Conceptual Review – – – – – – – – 8
2.1.1 History and Evolution of Banking in Nigeria – – – – – 8
2.1.2 The Role of the Banking Sector in Economic Growth of Nigeria – – 10
2.1.3 The Concept of Bank Distress in Nigeria – – – – – 13
2.1.4 Definition of Bank Distress – – – – – – – 14
2.1.5 Features of Bank Distress – – – – – – – 16
2.1.6 Classes of Bank Distress – – – – – – – 18
2.1.7 Symptoms of Bank Distress – – – – – – – 18
2.1.8 Emergence of Distressed Banks in Nigeria – – – – – 19
2.1.9 Causes and Consequences of Distress in Banks in Nigerian – – – 20
2.1.10 Implications of Banks Distress on the Nigeria Economy – – – 22
2.1.11 Possible Solutions to Banking Distress in Nigeria – – – – 23
2.1.12 Concept and Determinants of Economic Growth – – – – 25
2.2 Theoretical Framework – – – – – – – 28
2.3 Empirical Review – – – – – – – – 30
CHAPTER THREE: RESEARCH METHODOLOGY
3.1 Introduction – – – – – – – – – 33
3.2 Research Design – – – – – – – – 33
3.3 Study Area – – – – – – – – – 33
3.4 Sources and Types of Data – – – – – – – 34
3.5 Models Specification – – – – – – – – 34
3.6 Operational Definition of Variables – – – – – 35
3.7 Data Analysis Techniques – – – – – – – 35
3.7.1 Decision Rule – – – – – – – – – 36
CHAPTER FOUR: DATA PRESENTATION, ANALYSIS AND DISCUSSION OF
FINDINGS
4.1 Introduction – – – – – – – – – 37
4.2 Data Presentation – – – – – – – – 37
4.3 Data Analysis – – – – – – – – – 38
4.4 Test of Hypotheses – – – – – – – – 40
4.4.1 Hypothesis Number One – – – – – – – 41
4.4.2 Hypothesis Number Two – – – – – – – 43
4.4.3 Hypothesis Number Three – – – – – – – 46
4.5 Discussion of Findings – – – – – – – 48
CHAPTER FIVE: SUMMARY OF FINDINGS, CONCLUSION AND
RECOMMENDATIONS
5.1 Summary of Findings – – – – – – – – 52
5.2 Conclusion – – – – – – – – – 53
5.3 Recommendations – – – – – – – – 54
5.5 Suggestions for Further Research Work – – – – – 55
References – – – – – – – – – 57
Appendices – – – – – – – – – 62
LIST OF TABLES
Table 1: Bank Distress Indicators and Economic Growth in Nigeria
from 1990 to 2016 – – – – – –