Saccos in Kenya – Top Saccos in Kenya, List of Saccos in Kenya

Saccos in Kenya

A SACCO (Savings and Credit Cooperative Organisation) is a micro-financing society, in Kenya, we have hundreds of Saccos and most of them usually target middle and low-income earners.

The primary objective of the SACCO is to encourage savings among members from which they can borrow at affordable terms decided by themselves collectively or through the elected executives. Other financial services SACCOs award include ATM and Mobile money.

The SACCO generates revenue by rendering these services which it uses to match the related costs. Any income that remains subsequent to these costs are paid out to members as dividends and interest based on their shares or deposits.

Top Saccos in Kenya

Here is a list of some of the best Saccos in Kenya;

1. Unaitas SACCO

Unaitas SACCO was founded in 1993 as a cooperative society recognized as Muramati in Murang’a County. It has grown over the years to different parts of the country. Today, Unaitas SACCO is a deposit-taking SACCO and its widely known for business investments and its popular for small-scale investors. This SACCO gives out loans to members up to three times the member’s savings.

  • Physical Address: Cardinal Otunga Plaza, Next To Holy Family Basilica
  • Address: P.O. BOX 38721-00100 Nairobi, Kenya
  • Phone : +254721244139, +254709 253 000
  • Email: info@unaitas.com

2. Kenya Police SACCO

The Kenya police SACCO was established in 1972 to help those who served in the Kenya Police Force. Currently, the SACCO is open for all Kenyans and has a membership of over 52,000.

  • Physical Address: Ngara Road, off Muranga Road
  • Address: P.O. Box 51042 ‐ 00200, Nairobi
  • Phone: 0709 825 000
  • Email: info@policesacco.com

3. Stima SACCO

Stima Sacco DT is an authorized Deposit Taking Sacco founded in 1974 with the Single objective of uplifting the members’ social economic wellbeing. In April 2003 the Sacco responded to members’ banking needs by adding the Front Office Service Activity (FOSA) to extend banking services to its members.

  • Physical Address: Stima Sacco Plaza, Mushembi Road, Parklands
  • Address: P.O. Box 75629 – 00200, City Square, Nairobi Kenya
  • Phone: +254703024024
  • Email: info@stima-sacco.com

4. Mhasibu SACCO

Mhasibu Sacco was founded in 1986, it’s a Sacco with an Asset base of over Kes 5 Billion and over 18,000 members spread across the globe.

  • Physical Address: Barclays Plaza, 8th Floor Market St, Nairobi
  • Address: P.O BOX 31925-00600
  • Phone: +254 020 5141900
  • Email: info@mhasibusacco.com

5. Waumini SACCO

Waumini Sacco is a Kenyan  SACCO that was founded by the Catholic Church for members of the congregation. The SACCO supplies loans of up to three times the member’s savings. and the loan is repaid within five years at an interest rate of 12.5% per anum

  • Physical Address: Applewood Adams, Adams Arcade 2nd Floor
  • Address: P.O.BOX 66121 – 00800 Westlands, Nairobi
  • Phone: 0734666226, 0728606059
  • Email: info@wauminisacco.com

Saccos in Kenya

6. Maisha Bora SACCO

Maisha Bora Sacco was started in 1974 by a group of workers from the Unilever company. Currently, the SACCO extends membership to all interested persons.

  • Physical Address: Maisha Bora Sacco Society Limited Unilever Kenya Ltd, Commercial Street, Industrial Area
  • Address: P. O. Box 72713-00200
  • Phone : +254 709 446 000
  • Email: info@maishaborasacco.com

7. Hazina SACCO

Hazina SACCO was established in 1971 and has developed to become a deposit-taking SACCO society with a membership of over 15,000. This SACCO focuses on county government employees, National government employees, government organization employees, as well as those in the private sector.

  • Physical Address: Kibera Road Off Ngong Road
  • Address: P.O. Box 59877 – 00200 Nairobi
  • Phone: 0202428634 / 0701820219
  • Email: Info@hazinasacco.or.ke

8. Kenya Bankers SACCO Society Ltd

Kenyan Bankers Sacco was registered on 14th February 1975 as a Savings & Credit Co-operative Society to originally assist employees in the banking industry. The Society’s core interest is to mobilize savings from the members and thereafter loan to the same to members at affordable interest rates.

  • Physical Address: Kenya Bankers Sacco Center along 3rd Ngong Avenue, off Ngong Road, Nairobi
  • Address: P.O. Box 73236-00200 Nairobi
  • Phone: +254 020 514 6500
  • Email: kenyabankers@kenyabankers.coop

9. Harambee SACCO

Harambee SACCO was founded in 1970 by low-income earners and junior staff at the office of the president. Today, the SACCO manages an asset base of over Ksh.19 billion with a membership of over 80,000.

  • Physical Address: Harambee Co-operative Plaza, Nairobi
  • Address: P.O. Box 47815 – 00100(GPO)
  • Phone : +254709943000 / +254709943100
  • Email: info@harambeesacco.com

10. Imarika SACCO

Imarika SACCO was founded in 1974 by employees of the Teacher Service Commission in Kilifi. A the time of its registration, Imarika SACCO had only 100 members. The SACCO has grown over time and currently has over 37,000 members.

  • Physical Address: Kitecoh Complex Along Charoamae Road, Kilifi
  • Address: P.O. Box 712, Kilifi
  • Phone: 041-7522572/7525017
  • Email: info@imarika.org

Asset Financing Saccos in Kenya

Asset finance is a type of lending that grants you access to business assets like equipment, machinery, and vehicles, or enables you to release funds from the value in assets you already own. Many Saccos in Kenya allow Asset Financing, these include;

  • Unaitas SACCO
  • Jamii SACCO
  • 2NK SACCO
  • Wananchi SACCO
  • Waumini SACCO
  • Stima SACCO
  • Safaricom SACCO
  • Bandari Sacco

List of Registered Saccos in Kenya

  1. Kencream Sacco Society Limited P.O. Box 300131 – 00200, Nairobi
  2. Mombasa Port Sacco Society Limited P.O. Box 95372 – 80104, Mombasa.
  3. Mafanikio Sacco Society Limited P.O. Box 86515 – 80100, Mombasa.
  4. Washa Sacco Society Limited P.O. Box 83256 – 80100, Mombasa.
  5. KMFRI Sacco Society Limited P.O. Box 80862 – 80100, Mombasa.
  6. Universal Traders Sacco Society Limited P.O. Box 2119 – 90100, Machakos.
  7. Kwetu Sacco Society Limited P.O. Box 818 – 90100, Machakos.
  8. Mwingi Mwalimu Sacco Society Limited P.O. Box 489 – 90400, Mwingi.
  9. Kitui Teachers Sacco Society Limited P.O. Box 254 – 90200, Kitui.
  10. Qwetu Sacco Society Limited P.O. Box 1186 – 80304, Wundanyi
  11. Lengo Sacco Society Limited P.O. Box 1005 – 80200, Malindi.
  12. Imarika Sacco Society Limited P.O. Box 712 – 80108, Kilifi.
  13. Lamu Teachers Sacco Society Limited P.O. Box 110 – 80500, Lamu.
  14. Tabasamu Sacco Society Limited P.O. Box 123 – 80403, Kwale.
  15. Bandari Sacco Society Limited P.O. Box95011 – 80104, Mombasa.
  16. Stima Sacco Society Limited P.O. Box 75629 – 00100, Nairobi.
  17. Kenya Bankers Sacco Society Limited P.O. Box 73236 – 00200, Nairobi.
  18. Safaricom Sacco Society Limited P.O. Box 66827 – 00800, Nairobi.
  19. Waumini Sacco Society Limited P.O. Box 66121 – 00800, Nairobi.
  20. Imenti Sacco Society Limited P.O. Box 3192 – 60200, Meru.
  21. Mwalimu National Sacco Society Limited P.O. Box 62641 – 00200, Nairobi.
  22. Mwietheri Sacco Society Limited P.O. Box 2445 – 60100, Embu.
  23. Fundilima Sacco Society Limited P.O. Box 62000 – 00200, Nairobi.
  24. Daima Sacco Society Limited P.O. Box 2032 – 60100, Embu.
  25. Solution Sacco Society Limited P.O. Box 1694 – 60200, Meru.
  26. Capital Sacco Society Limited P.O. Box 1479 – 60200, Meru.
  27. Centenary Sacco Society Limited P.O. Box 1207 – 60200, Meru.
  28. Nyambene Arimi Sacco Society Limited P.O. Box 493 – 60600, Maua.
  29. MMH Sacco Society Limited P.O. Box 469 – 60600, Maua.
  30. Dhabiti Sacco Society Limited P.O. Box 353 – 60600, Maua.
  31. Ndosha Sacco Society Limited P.O. Box 532 – 60401, Chogoria
  32. Southern Star Sacco Society Limited P.O. Box 514 – 60400, Chuka
  33. Thamani Sacco Society Limited P.O. Box 467 – 60400, Chuka.
  34. Winas Sacco Society Limited P.O. Box 696 – 60100, Embu.
  35. Yetu Sacco Society Limited P.O. Box 511 – 60202, Nkubu.
  36. Bi-High Sacco Society Limited P.O. Box 90 – 60500, Marsabit.
  37. Times U Sacco Society Limited P.O. Box 310 – 60202, Nkubu.
  38. Nawiri Sacco Society Limited P.O. Box 400 – 60100, Embu.
  39. Nexus Sacco Society Limited P.O. Box 251 – 60202, Nkubu.
  40. Trans Nation Sacco Society Limited P.O. Box 15 – 60400, Chuka.
  41. Biashara Tosha Sacco Society Limited P.O. Box 189 – 60101, Manyatta.
  42. Smart Champions Sacco Society Limited P.O. Box 64 – 60205, Githingo
  43. County Sacco Society Limited P.O. Box 21 – 60103, Runyenjes.
  44. Hazina Sacco Society Limited P.O. Box 59877 – 00200, Nairobi.
  45. Jamii Sacco Society Limited P.O. Box 57929 – 00200, Nairobi.
  46. Mwito Sacco Society Limited P.O. Box 56763 – 00200, Nairobi.
  47. Magereza Sacco Society Limited P.O. Box 53131 – 00200, Nairobi.
  48. Ng’arisha Sacco Society Limited P.O. Box 1199 – 50200, Bungoma.
  49. IG Sacco Society Limited P.O. Box 1150 –50100, Kakamega.
  50. Kenya Police Sacco Society Limited P.O. Box 51042 – 00200, Nairobi.
  51. Wevarsity Sacco Society Limited P.O. Box 873 – 50100, Kakamega
  52. Faridi Sacco Society Limited P.O. Box 448 – 50400, Busia.
  53. Vihiga County Farmers Sacco Society Limited P.O. Box 309 – 50317, Chavakali.
  54. The Apple Sacco Society Limited P.O. Box 153 – 50305, Sirwa.
  55. Stawisha Sacco Society Limited P.O. Box 27 – 50203, Kapsokwony.
  56. Asili Sacco Society Limited P.O. Box 49064 – 00100, Nairobi.
  57. Harambee Sacco Society Limited P.O. Box 47815 – 00100, Nairobi.
  58. Ukulima Saco Society Limited P.O. Box 44071 – 00100, Nairobi.
  59. Shirika Sacco Society Limited P.O. Box 43429 – 00100, Nairobi.
  60. Nassefu Sacco Society Limited P.O. Box 43338 – 00100, Narobi.
  61. Kenya Achievas Sacco Society Limited P.O. Box 3080 – 40200, Kisii.
  62. Kite Sacco Society Limited P.O. Box 2073 – 40100, Kisumu.
  63. Gusii Mwalimu Sacco Society Limited P.O. Box 1335 – 40200, Kisii.
  64. Mudete Tea Growers Sacco Society Limited P.O. Box 221 – 41053, Khayega.
  65. Taraji Sacco Society Limited P.O. Box 605 – 40600, Siaya.
  66. Nyamira Sacco Society Limited P.O. Box 633 – 40500, Nyamira
  67. Wakenya Pamoja Sacco Society Limited P.O. Box 829 – 40200, Kisii.
  68. Stake Kenya Sacco Society Limited P.O. Box 208 – 40413, Kehancha.
  69. Vision Point Sacco Society Limited P.O. Box 42 – 40502, Nyansiongo.
  70. Fortitude Sacco Society Limited P.O. Box 237 – 40305, Mbita.
  71. Rachuonyo Teachers Sacco Society Limited P.O. Box 147 – 40332, Kosele.
  72. Agro-Chem Sacco Society Limited P.O. Box 94 – 40107, Muhoroni.
  73. Unaitas Sacco Society Limited P.O. Box 38791 – 00100, Nairobi.
  74. Vision Africa Sacco Society Limited P.O. Box 18263 – 20100, Nakuru.
  75. Wanaanga Sacco Society Limited P.O. Box 34680 – 00501, Nairobi.
  76. Nacico Sacco Society Limited P.O. Box 34525 – 00100, Nairobi.
  77. Sheria Sacco Society Limited P.O. Box 34390 – 00100, Nairobi.
  78. Noble Sacco Society Limited P.O. Box 3466 – 30100, Eldoret.
  79. Transcounties Sacco Society Limited P.O. Box 2965 – 30200, Kitale.
  80. Baraton University Sacco Society Limited P.O. Box 2500 – 30100, Eldoret.
  81. Transnational Times Sacco Society Limited P.O. Box 2274 – 30200, Kitale
  82. Prime Time Sacco P.O. Box 512 – 30700, Iten
  83. Trans- Elite County Sacco Society Limited P.O. Box 547 – 30300, Kapsabet.
  84. Smart Life Sacco Society Limited P.O. Box 118 – 30705, Kapsowar.
  85. Nafaka Sacco Society Limited P.O. Box 30586 – 00100, Nairobi.
  86. Eco-Pillar Sacco Society Limited P.O. Box 48 – 30600, Kapenguria
  87. Nandi Farmers Sacco P.O. Box 333 – 30301, Nandi Hills
  88. Kolenge Tea Sacco Society Limited P.O. Box 291 – 30301, Nandi Hills.
  89. Chuna Sacco Society Limited P.O. Box 30197 – 00100, Nairobi.
  90. Uni-County Sacco Society Limited P.O. Box 10132 – 20100, Nakuru
  91. Maisha Bora Sacco Society Limited P.O. Box 30062 – 00100, Nairobi.
  92. Ardhi Sacco Society Limited P.O. Box 28782 – 00200, Nairobi.
  93. Viktas Sacco Society Limited P.O. Box 2183 – 20300, Nyahururu.
  94. Nation Sacco Society Limited P.O. Box 22022 – 00400, Nairobi.
  95. 2NK Sacco Society Limited P.O. Box 12196 – 10109, Nyeri
  96. Cosmopolitan Sacco Society Limited P.O. Box 1931 – 20100, Nakuru.
  97. Sotico Sacco Society Limited P.O. Box 959 – 20406, Sotik.
  98. Simba Chai Sacco Society Limited P.O. Box 977 – 20200, Kericho.
  99. Ndege Chai Sacco Society Limited P.O. Box 857 – 20200, Kericho.
  100. PUAN Sacco Society Limited P.O. Box 404 – 20500, Narok.
  101. Imarisha Sacco Society Limited P.O. Box 682 – 20200, Kericho.
  102. Supa Sacco Society Limited P.O. Box 271 – 20600, Maralal.
  103. Patnas Sacco Society Limited P.O. Box 601 – 20210, Litein.
  104. Tenhos Sacco Society Limited P.O. Box 391 – 20400, Bomet.
  105. Skyline Sacco Society Limited P.O. Box 660 – 20103, Eldama Ravine.
  106. Muki Sacco Society Limited P.O. Box 398 – 20318, North Kinangop
  107. Dumisha Sacco Society Limited P.O. Box 84 – 20600, Mararal.
  108. Kipsigis Edis Sacco Society Limited P.O. Box 228 – 20400, Bomet.
  109. Tower Sacco Society Limited P.O. Box 259 – 20303, Ol’kalou.
  110. K-Pillar Sacco Society Limited P.O. Box 83 – 20403, Mogogosiek.
  111. Nyala Vision Sacco Society Limited P.O. Box 27 – 20306, Ndaragwa.
  112. Kimbilio Daima Sacco Society Limited P.O. Box 81 – 20225, Kimulot.
  113. Egerton Sacco Society Limited P.O. Box 178 – 20115, Egerton.
  114. Boresha Sacco Society Limited P.O. Box 80 – 20103, Eldama Ravine.
  115. Wanandege Sacco Society Limited P.O. Box 19074 – 00501, Nairobi.
  116. Airports Sacco Society Limited P.O. Box 19001 – 00501, Nairobi
  117. New Forties Sacco Society Limited P.O. Box 1939 – 10100, Nyeri.
  118. Afya Sacco Society Limited P.O. Box 11607 – 00400, Nairobi.
  119. Biashara Sacco Society Limited P.O. Box 1895 – 10100, Nyeri.
  120. Enea Sacco Society Limited P.O. Box 1836 – 10101, Karatina.
  121. Taifa Sacco Society Limited P.O. Box 1649 – 10100, Nyeri.
  122. Baraka Sacco Society Limited P.O. Box 1548 – 10101, Karatina.
  123. Nufaika Sacco Society Limited P.O. Box 735 – 10300, Kerugoya.
  124. Amica Sacco Society Limited P.O. Box 816 – 10200, Murang’a.
  125. Wananchi Sacco Society Limited P.O. Box 910 – 10106, Othaya.
  126. Mentor Sacco Society Limited P.O. Box 789 – 10200, Murang’a.
  127. Goodway Sacco Society Limited P.O. Box 626 – 10300, Kerugoya.
  128. Fortune Sacco Society Limited P.O. Box 559 – 10300, Kerugoya.
  129. Unison Sacco Society Limited P.O. Box 414 – 10400, Nanyuki.
  130. Bingwa Sacco Society Limited P.O. Box 434 – 10300, Kerugoya.
  131. Lainisha Sacco Society Limited P.O. Box 272 – 10303, Wang’uru.
  132. Ollin Sacco Society Limited P.O. Box 83 – 10300, Kerugoya.
  133. Kenversity Sacco Society Limited P.O. Box 10263 – 00100, Nairobi.
  134. Wakulima Commercial Sacco Society Limited P.O. Box 232 – 10103, Mukurweni.
  135. Taqwa Sacco Society Limited P.O. Box 10180 – 00100, Nairobi
  136. Elimu Sacco Society Limited P.O. Box 10073 – 00100, Nairobi.
  137. Kingdom Sacco Society Limited P.O.Box 8017 – 00300, Nairobi.
  138. Nyati Sacco Society Limited P.O. Box 7601 – 00200, Nairobi
  139. Kenya Highlands Sacco Society Limited P.O. Box 2085 – 002000, Kericho.
  140. Comoco Sacco Society Limited P.O. Box 3334 – 00200, Nairobi
  141. Ufanisi Sacco Society Limited P.O. Box 2973 – 00200, Nairobi.
  142. All Churches Sacco Society Limited P.O. Box 2036 – 01000, Thika.
  143. Azima Sacco Society Limited P.O. Box 1124 – 01000, Thika.
  144. Jacaranda Sacco Society Limited P.O. Box 1767 – 00232, Ruiru
  145. Dimkes Sacco Society Limited P.O. .Box 886 – 00900, Kiambu.
  146. Metropolitan National Sacco Society Limited P.O. Box 871 – 00900, Kiambu.
  147. United Nations Sacco Society Limited P.O. Box 2210 – 00621, Nairobi.
  148. NRS Sacco Society Limited P. O Box 575 – 00902, Kikuyu.
  149. K-Unity Sacco Society Limited P.O. Box 268 – 00900, Kiambu.
  150. TAI Sacco Society Limited P.O. Box 718 – 00216, Githunguri.
  151. Joinas Sacco Society Limited P.O. Box 669 – 00219, Karuri.
  152. Kenpipe Sacco Society Limited P.O. Box 314 – 00507, Nairobi.
  153. Fariji Sacco Society Limited P.O. Box 589 – 00216, Githunguri.
  154. Tembo Sacco Society Limited P.O. Box 91 – 00618, Ruaraka Nairobi.
  155. Shoppers Sacco Society Limited P.O. Box 16 – 00507, Nairobi
  156. Chai Sacco Society Limited P.O. Box 278 – 00200, Nairobi.
  157. Good Faith Sacco Society Limited P.O. Box 224 – 00222, Uplands
  158. Ilkisonko Sacco Society Limited P.O. Box 91 – 00209, Loitokitok.
  159. Magadi Sacco Society Limited P.O. Box 13 – 00205, Magadi.
  160. GDC Sacco Society Limited P.O. Box896 – 00216, Guthunguri.
  161. Ukristo Na Ufanisi Wa Anglicana Sacco Society Limited P.O. Box 872 – 00605, Nairobi.
  162. Koru Sacco Society Limited P.O. Box Private Bag-40100, Koru
  163. Siraji Sacco Society Limited P.O. Box Private Bag, Timau.
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