How do you say it’s in English?
Is the T silent in exactly?
When the T and D sounds come between two other consonant sounds, many Americans will drop them. But when we add the -ly ending, it now comes between two consonants. You’ll hear a lot of native speakers say ‘exactly‘, with no T sound. Exactly, exactly.
Is the L silent in Balm?
OED gives only the silent “l” pronunciation for salmon, balm, and calm. M-W lists both pronunciations for balm and calm, but only the silent “l” pronunciation for salmon.