Regional Finance is owned and operated by Regional Management Corp. headquartered in South Carolina. Regional Management Corp. is a public company on the New York Stock Exchange under the symbol RM.
It is a financial services company best known as a loan company. At Regional Finance, they promise credit for every need. There are three types of loans. small personal loans, large loans and car loans.
Here’s what you need to know about the type of loans Regional Finance offers;
Small Personal Loans
With the small personal loans, Regional advertises a package that can be just the right amount to get you through unexpected events when you need a loan quickly. Their small secured loans up to $2,500 typically have maturities of 6 to 24 months.
Common uses of the small loan are:
- Unexpected bills
- vacation pay
- car repairs
- doctor or dentist costs
Large secured loans
Get credit for larger purchases such as furniture, appliances or cars, in which case Regional offers large secured loans. This package ranges from $2,500 to $12,000 and offers payment terms of up to 48 months to suit your budget.
These are the needs for which this package applies in general:
- debt consolidation
- vacations
- domestic appliances
- furniture
car loans
This loan is designed with your car dreams in mind. When it’s time for a new car, Regional can help you find the car of your dreams. Your car loans are with you in mind. Find the car you want and they will do their best to help you find the loan that is right for you. They offer loans up to $27,000.
How do I apply for a loan from Regional Finance?
The Regional Finance lending process is descriptively simple. All you have to do is fill out an online application or contact your nearest regional finance branch. The friendly, qualified branch representatives will take the time to listen to your financial needs and work with you to find an amount and payment plan that’s right for you.
This also applies to customers who have less than perfect credit. They promise to consider your unique situation and credit background, then work with you to find a personalized financial solution to meet your needs.
As outlined in the loan type breakdown, their loans range from $2,500, larger loans up to $12,000 and car loans up to $27,000.
However, there are a few things you need to check before applying for a loan from Regional Finance. Here you will find some answers to frequently asked questions.
- Regional financing requires collateral in the form of personal property (TVs, stereos, etc.) and/or car or truck titles.
- The institution will never ask you to pay any upfront costs or fees before receiving your loan proceeds. If you are ever asked to pay an upfront fee before receiving your loan by someone claiming to be a Regional Finance employee, you may be dealing with a fraudulent lender and you can contact them immediately at (877) 762 – Contact Regional Finance. 8011. You can also contact the nearest branch which you can find on their homepage by entering your zip code.
- You must provide the following information when applying for a loan in accordance with federal law. The information will help them process your application quickly and protect you from the risk of identity theft. When applying for credit, you must bring the following items to the branch:
An unexpired driver’s license or other government-issued identification
A recent utility bill (water, telephone, electricity), bank statement or rental agreement with your name and address
Your most recent payslip or other proof of income
- Regional Finance currently accepts the following types of payment; Cash, checks and money orders. One-time electronic payments, debit card and electronic funds transfers are also available in the following states: South Carolina, New Mexico, North Carolina, Oklahoma and Virginia.
- Regional Finance Offers Payment Protection Plans to the tune of; Life, Disability, Involuntary Unemployment, Personal Property and Auto Interest Coverage. (Exclusions and limitations apply and vary by state).