DELIVERY OF LOW INCOME HOUSING IN NIGERIA .

Abstract

In Nigeria, like in
many other developing nations of the world housing problems are multi
dimensional. The problems of population explosion, continuous influx of people
from the rural to the urban centres, and the lack of basic infrastructure
required for good standard of living have compounded housing problems over the
years. Access to this basic need by the poor who constitute the largest
percentage of the world population has remained a mirage and it needs to be
critically addressed. Ogieto (1987) has observed that the disparity between the
price and quantity of housing on the one hand, and the number of households and
the money available to them to pay these prices on the other, constitutes the
central problem of housing. The cost at which houses reach the market goes a
long way to determine affordability. Where the unit cost of houses is
abnormally high only a few people are able to afford the houses. According to
Okupe and Windapo (2000) the gap between income and shelter cost in Nigeria is
very wide. This has almost eliminated the low-income earners from the housing
market, The research intends to provide an assessment of  the delivery of low income housing in Nigeria
;its prospect and challenges

ABSTRACT

CHAPTER 1
INTRODUCTION

BACKGROUND
OF THE STUDY

STATEMENT
OF THE PROBLEM

RESEARCH  QUESTIONS

OBJECTIVE
OF THE STUDY

SIGNIFICANCE
OF THE STUDY

STATEMENT
OF HYPOTHESIS

SCOPE
OF THE STUDY

DEFINITION
OF TERMS

CHAPTER TWO
LITERATURE REVIEW

HOUSING,
POLICY AND ITS FORMULATION IN NIGERIA HOUSING

ORIGIN
OF POLICY FORMULATION IN NIGERIA

LOW
COST HOUSES

FACTORS
THAT MILITATED AGAINST THE IMPLEMENTATION OF HOUSING POLICY

LACK
OF PLANNING

POOR
LEADERSHIP AND INCOMPETENT WORKERS

LACK
OF FINANCE

INADEQUACY
OF MORTGAGE FACILITIES

OPERATIONALIZATION
OF KEY CONCEPTS     

CHAPTER THREE
RESEARCH METHODOLOGY

INTRODUCTION

 STUDY AREA

RESEARCH
DESIGN

POPULATION
OF THE STUDY

POPULATION
SIZE AND TECHNIQUE

DATA
COLLECTION METHOD

DATA
ANALYSIS

LIMITATION

CHAPTER FOUR DATA ANALYSIS AND PRESENTATION

DISCUSSION

FINDINGS

CHAPTER FIVE CONCLUSION AND RECOMMENDATION

CONCLUSIONS

RECOMMENDATIONS

REFERENCES

CHAPTER ONE

 INTRODUCTION

1.1       BACKGROUND OF THE STUDY

Shortage of adequate
housing virtually abounds in every country, particularly in the developing and
third world countries. The shortage, in both quantitative and qualitative
terms, is more acute in the urban centres. Omojinmi (2000) observed that people
that sleep in indecent houses in urban Nigeria are more than people who sleep
in decent houses. Thus, it is assertive that there is inadequacy in housing to
cope with the ever-increasing population in Nigeria (Arayela, 2003). The causes
of this dearth in housing are numerous. 
High construction cost is found to be present in all countries, albeit
in varying degrees of significance (Adedeji, 2007). Afolayan (1987) attributes
the high cost of construction to rising cost of building materials, inflation
rate in the economy, high space and quality standard adopted by designers,
professional fees for housing design and construction, excessive profit of
contractors and 10% interest payable on National Housing Fund in Nigeria
(NHF).Cases of high cost of housing compared to the low salaries of civil
servants in Nigeria could be seen in the sale of 2-bedroom bungalows at Otedola
Estate in Lagos, which according to LSG (1999) was the cheapest obtainable and
the subsequent sale of 2-bedroom flat at Ikorodu by LSDPC (Lagos State
Development and Property Corporation) at N1.7 Million. The research intends to
investigate the delivery of low-income housing in Nigeria; its challenges and
prospect.

1.2       STATEMENT OF THE PROBLEM

The
inability of many Nigerian workers to afford good housing has grown to a
greater dimension, the implication resulting in low morale and productivity. However,
in view of the significance of housing delivery it is pertinent that the issue
of housing delivery be properly addressed. The research intends to investigate
the delivery of low-income housing in Nigeria; its prospect and challenges

1.3       RESEARCH QUESTIONS

a. What is the nature of low-income
housing delivery in Nigeria?

b. What constitute the
challenges and prospect of low-income housing delivery in Nigeria

1.4      OBJECTIVE OF THE STUDY

1.     To appraise the nature of low-income
housing delivery in Nigeria

2      To determine the nature of the challenges
of low-income housing delivery in Nigeria

3      To appraise the prospect of low-income
housing delivery in Nigeria.

1.5        SIGNIFICANCE OF THE STUDY

The research shall provide
an assessment of the challenges and prospect of low-income housing delivery in
Nigeria and shall serve as a veritable source of information on low income
housing delivery.

1.6        STATEMENT OF HYPOTHESIS

1.     H0: The delivery of low-income housing in Nigeria is low

H1:    The delivery of low-income housing in
Nigeria is high

2.     H0:   The challenges of low-income
delivery in Nigeria is high

H1:   The challenges of low-income delivery in
Nigeria is low

3      H0:   
The prospect of low-income delivery in Nigeria is   low

H1:   The prospect of low-income delivery in
Nigeria is high.

1.7        SCOPE OF THE STUDY

The scope of the study is
focused on the assessment of the delivery of low-income housing in Nigeria. It
analyzes the challenges and prospect of the delivery of low income housing in
Nigeria.

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