Banks in Kenya – List of Commercial Banks in Kenya

Banks in Kenya

Banks in Kenya are either locally or foreign-owned. Kenya has 44 banks; 31 are locally owned and 13 are foreign-owned. The locally-owned financial institutions comprise three banks with significant shareholding by the Government of Kenya and State Corporations, 27 commercial banks and one mortgage finance institution, Housing Finance.

There were two representative offices of foreign banks and five deposit-taking microfinance institutions (DTMs). Kenya also has several investments banks

 Banks in Kenya: ATMs

The banking industry in Kenya in 2016 banks closed about 62 ATM machines reducing the total number of the machines to 2656 compared to 2,718 ATMs in 2015.

Agency Banking in Kenya

A significant recent development in the banking sector has been the licensing of agent banking. As at the end of 2011, eight commercial banks had 9,748 licensed and active agents who facilitated more than eight million transactions worth Kshs43 billion ($506 million). Some 8,000 agents had been licensed in 2010, a factor that is widening the gap in financial access between Kenya and its East African Community partners.

In 2011, the banks’ total assets were worth Kshs1.5 trillion ($17.65) billion). Profit before tax was in excess of Kshs80 billion ($94.1 million). The Kenya Commercial Bank is the biggest, with risk-Weighted assets worth Kshs331 billion ($3.9 billion) in 2011. Other major banks are Barclays, Equity, Standard Chartered, Co-operative, National and Citi.

List of Commercial Banks in Kenya

African Banking Corporation Ltd.

Category: Banks in Kenya

♦ Postal Address: P.O Box 46452-00100, Nairobi
♦  Telephone: +254-20- 4263000, 2223922, 22251540/1, 217856/7/8.
♦ Fax: +254-20-2222437
♦ Email: headoffice@abcthebank.com

♦ Website: http://www.abcthebank.com
♦  Physical Address: ABC Bank House, Mezzanine Floor, Koinange Street.
♦  Date Licensed: 5/1/1984
♦  Peer Group: Small
♦ Branches: 10

For more information visit: African Banking Corporation Ltd.

Bank of Africa Kenya Ltd.

Category: Banks in Kenya

♦  Postal Address: P. O. Box 69562-00400 Nairobi
♦  Telephone: +254-20- 3275000, 2211175, 3275200
♦ Fax: +254-20-2211477
♦  Email: headoffice@boakenya.com
♦ Website: www.boakenya.com

♦ Physical Address: Re-Insurance Plaza, Ground Floor, Taifa Rd.
♦  Date Licenced: 1980
♦  Peer Group: Medium
♦  Branches: 18

For more information visit: Bank of Africa Kenya Ltd.

Bank of Baroda (K) Ltd.

Category: Banks in Kenya

Bank of Baroda (BOB) is a Kenyan – Indian multinational, public sector banking and financial services company. It is owned by Government of India. It is the second-largest public sector bank in India with a business mix of close to US$225 Billion.

♦  Postal Address: P. O Box 30033 – 00100 Nairobi
♦  Telephone: +254-20-2248402/12, 2226416, 2220575, 2227869
♦  Fax: +254-20-316070
♦  Email: ho.kenya@bankofbaroda.com

♦  Website: www.bankofbarodakenya.com
♦ Physical Address: Baroda House, Koinange Street
♦ Date Licenced: 7/1/1953
♦ Peer Group: Medium
♦  Branches: 11

For more information visit: Bank of Baroda (K) Ltd.

Bank of India

Category: Banks in Kenya

♦ Postal Address: P. O. Box 30246 – 00100 Nairobi
♦ Telephone: +254-20-2221414 /5 /6 /7, 0734636737, 0720306707
♦ Fax: +254-20-2221417
♦ Email: cekenya@boikenya.com

♦ Website: www.bankofindia.com
♦ Physical Address: Bank of India Building, Kenyatta Avenue.
♦ Date Licenced: 6/5/1953
♦ Peer Group: Medium
♦ Branches: 5

For more information visit:Bank of India

Barclays Bank of Kenya Ltd

Category: Banks in Kenya

♦ Postal Address: P. O. Box 30120 – 00100, Nairobi
♦ Telephone: +254-20- 3267000, 313365/9, 2241264-9, 313405,
♦ Fax: +254-20-2213915
♦ Email: barclays.kenya@barclays.com
♦ Website: www.barclayskenya.co.ke

♦ Physical Address: Barclays Plaza, Loita Street.
♦ Date Licenced: 6/5/1953
♦ Peer Group: Large
♦ Branches: 103 , Sales Centers – 12

For more information visit: Barclays Bank of Kenya Ltd

CFC Stanbic Bank Ltd.

 Category: Banks in Kenya

Postal Address: P. O. Box 72833 – 00200 Nairobi
Telephone: +254-20-3638000. /11 /17 /18 /20 /21, 3268000, 0711-0688000
Fax: +254-20-3752901/7
Email: cfcstanbic@stanbic.com
Website: http://www.cfcstanbicbank.co.ke

Physical Address: CFC Centre, Chiromo Road, Westlands
Date Licensed: 5/14/1955
Peer Group: Large
Branches: 20

For more information visit: CFC Stanbic Bank Ltd.

Charterhouse Bank Ltd

Category: Banks in Kenya

UNDER – STATUTORY MANAGEMENT
♦ Postal Address: P. O. Box 43252 Nairobi
♦ Telephone: +254-20-2242246 /7 /8 /53
♦ Fax: +254-20-2219058, 2223060, 2242248

♦ Email: info@charterhouse-bank.com
♦ Website:
♦ Physical Address: Longonot Place, 6th Floor, Kijabe Street.
♦ Date Licensed: 11/11/1996
♦ Peer Group: Small
♦ Branches: 10

For more information visit: Charterhouse Bank Ltd

Chase Bank (K) Ltd.

Category: Banks in Kenya

♦ Postal Address: P. O. Box 66015-00800 Nairobi
♦ Telephone: +254-20-2774000, 2244035, 2245611, 2252783, 0727-531175, 0736-432025
♦ Fax: +254-20-4454816/4454800-10
♦ Email: info@chasebank.co.ke

♦ Website: http://www.chasebankkenya.co.ke
♦ Physical Address: Riverside Mews, Riverside Drive.
♦ Date Licenced: 4/1/1991
♦ Peer Group: Medium
♦ Branches: 18

For more information visit: Chase Bank (K) Ltd.

Citibank N.A Kenya

Category: Banks in Kenya

♦  Postal Address: P. O. Box 30711 – 00100 Nairobi
♦  Telephone: +254-20- 2754000. 2711221
♦ Fax: +254-20-2714810/1
♦ Email: Kenya.citiservice@citi.com

♦  Website: http://www.citibank.co.ke
♦ Physical Address: Citibank House, Upper Hill Road.
♦ Date Licenced: 7/1/1974
♦ Peer Group: Medium
♦ Branches: 4

For more information visit:Citibank N.A Kenya

Commercial Bank of Africa Ltd.

Category: Banks in Kenya

♦ Postal Address: P.O. Box 30437– 00100, Nairobi
♦ Telephone: +254-20-2884000, 2734555, 0711056222-15
♦ Fax: +254-20-2734599
♦ Email: iqueries@cba.co.ke

♦ Website: www.cba.co.ke
♦ Physical Address: CBA Building, Mara/Ragati Road, Upper Hill
♦ Date Licenced: 1/1/1967
♦ Peer Group: Medium
♦ Branches: 20

For more information visit: Commercial Bank of Africa Ltd.

Consolidated Bank of Kenya Ltd.

Category: Banks in Kenya

♦ Postal Address: P. O. Box 51133 – 00200, Nairobi
♦ Telephone: +254-20-340208/340836,340551, 340298, 340747,340298,211950,0722-
999177
♦ Fax: +254-20-340213
♦ Email: headoffice@consolidated-bank.com

♦ Website: www.consolidated-bank.com
♦ Physical Address: Consolidated Bank House, 6th Floor, Koinange Street.
♦ Date Licenced: 12/18/1989
♦ Peer Group: Small
♦ Branches: 14

For more information visit: Consolidated Bank of Kenya Ltd.

Co-operative Bank of Kenya Ltd.

Category: Banks in Kenya

♦ Postal Address: P. O. Box 48231 – 00100 Nairobi
♦ Telephone: +254-20-3276000, 0711-049000
♦ Fax: +254-20-2245506
♦ Email: md@co-opbank.co.ke

♦ Website: www.co-opbank.co.ke
♦ Physical Address: Co-operative House, 4th Floor Annex, Haile Selassie Avenue.
♦ Date Licenced: 1/1/1965
♦ Peer Group: Large
♦ Branches: 87

For more information visit: Co-operative Bank of Kenya Ltd.

Credit Bank Ltd.

Category: Banks in Kenya

♦ Postal Address: P. O. Box 61064-00200 Nairobi
♦ Telephone: +254-20-2222300/ 2220789/ 2220789/ 2222317, 0728607701,
0738222300
♦ Fax: +254-20-2216700
♦ Email: info@creditbankltd.co.ke

♦ Website: www.ceditbank.co.ke
♦ Physical Address: Mercantile House, Ground Floor, Koinange Street
♦ Date Licenced: 5/14/1986
♦ Peer Group: Small
♦ Branches: 7

For more information visit: Credit Bank Ltd.

Development Bank of Kenya Ltd.

Category: Banks in Kenya

♦ Postal Address: P. O. Box 30483 – 00100, Nairobi
♦ Telephone: +254-20-340401 /2 /3, 340416, 2251082, 340198
♦ Fax: +254-20-2250399
♦ Email: dbk@devbank.com

♦ Website: www.devbank.com
♦ Physical Address: Finance House, 16th Floor, Loita Street.
♦ Date Licenced: 1/1/1973
♦ Peer Group: Small
♦ Branches: 3

For more information visit: Development Bank of Kenya Ltd.

Diamond Trust Bank Kenya

Category: Banks in Kenya

♦ Postal Address: P. O. Box 61711 – 00200, Nairobi
♦ Telephone: +254-20-2849000, 2210988/9
♦ Fax: +254-20-2245495
♦  Email: info@dtbafrica.com

♦  Website: http://www.diamondtrust-bank.com
♦ Physical Address: Nation Centre, 8th Floor, Kimathi Street.
♦  Date Licenced: 1/1/1946
♦ Peer Group: Medium
♦  Branches: 36

For more information visit: Diamond Trust Bank Kenya

Dubai Bank Kenya Ltd.

Category: Banks in Kenya

♦ Postal Address: P. O. Box 11129 – 00400, Nairobi
♦ Telephone: +254-20-311109 /14 /23 /24 /32
♦ Fax: +254-20-2245242
♦ Email: info@dubaibank-kenya.co.ke

♦ Website: www.dubaibank.co.ke
♦ Physical Address: I.C.E.A. Building, Ground Floor, Kenyatta Avenue.
♦ Date Licenced: 1/1/1982
♦ Peer Group: Small
Branches:

For more information visit: Dubai Bank Kenya Ltd.

Ecobank Kenya Ltd

Category: Banks in Kenya

♦ Postal Address: P. O Box 49584- 00100 Nairobi
♦ Telephone: +254-20-2883000, 2249633 /4, 0722-204863
♦ Fax: +254-20-2883304
♦ Email: info@ecobank.com

♦  Website: www.ecobank.com
♦  Physical Address: Ecobank Towers, Muindi Mbingu Street.
♦  Date Licenced: 01/11/2005
♦ Peer Group: Medium
♦  Branches: 20

for more information visit: Ecobank Kenya Ltd

Equatorial Commercial Bank Ltd.

Category: Banks in Kenya

♦  Postal Address: P. O. Box 52467-00200 Nairobi
♦  Telephone: +254-20- 4981000, 4981202, 4981301, 4981405, 0713600724, 0733333780
♦ Fax: +254-20-2712625
♦ Email: customerservice@ecb.co.ke

♦  Website: www.equatorialbank.co.ke
♦ Physical Address: Equatorial Commercial Bank Centre, Nyerere Road.
♦  Date Licenced: 12/20/1995
♦ Peer Group: Small
♦ Branches: 12

For more information visit: Equatorial Commercial Bank Ltd.

Equity Bank Ltd.

Category: Banks in Kenya

♦ Postal Address: P. O. Box 75104-00200, Nairobi
♦ Telephone: +254-20- 2262000
♦ Fax: +254-20-2711439
♦ Email: info@equitybank.co.ke

♦ Website: http://www.equitybank.co.ke
♦ Physical Address: Equity Centre,9th Floor, Hospital Road, Upper Hill
♦ Date Licenced: 28/12/2004
♦ Peer Group: Large
♦ Branches: 123

For more information visit: Equity Bank Ltd.

Family Bank Limited

Category: Banks in Kenya

♦ Postal Address: P. O. Box 74145-00200 Nairobi
♦ Telephone: +254-020- 318173, 318940/2/7, 2244166, 2240601, 0736-698300, 0720-
098309
♦ Fax: +254-020- 318174
♦ Email: info@familybank.co.ke

♦ Website: www.familybank.co.ke
♦ Physical Address: Four Ways Towers. 6th Floor, Muindi Mbingu Street
♦ Date Licenced: 1984
♦ Peer Group: Medium
♦ Branches: 52

For more information visit: Family Bank Limited

Fidelity Commercial Bank Ltd

Category: Commercial Banks in Kenya

♦ Postal Address: P. O. Box 34886-00100 Nairobi
♦ Telephone: +254-20-2242348, 2244187, 2245369, 2220845, 2243461, 315917
♦ Fax: +254-20-2243389/2245370
♦ Email: customerservice@fidelitybank.co.ke

♦ Website: www.fidelitybank.co.ke
♦ Physical Address: I.P.S Building, 7th Floor, Kimathi Street.
♦ Date Licenced: 6/1/1992
♦ Peer Group: Small
♦ Branches: 7

For more information visit:Fidelity Commercial Bank Ltd

Banks in Kenya

Fina Bank Ltd

Category: Commercial Banks in Kenya

♦ Postal Address: P. O. Box 20613 – 00200, Nairobi
♦ Telephone: +254-20-3284000, 2246943, 2253153, 2247113, 2253040, 0722-202929
♦  Fax: +254-20-2247164/2229696, 342024
♦ Email: banking@finabank.com

♦ Website: www.finabank.com
♦ Physical Address: Fina House. Kimathi Street.
♦ Date Licenced: 1/1/1986
♦ Peer Group: Small
♦ Branches: 15

For more information visit: Fina Bank Ltd

First Community Bank Limited

Category: Commercial Banks in Kenya

♦  Postal Address: P. O. Box 26219-00100., Nairobi
♦  Telephone: +254-20-2843000 -3, 0726-736833, 0738-407521
♦  Fax: +254-20-344101
♦  Email: info@fcb.co.ke

♦  Website: www.firstcommunitybak.co.ke
♦  Physical Address: Prudential Assurance Building, 1st
Floor, Wabera Street
♦ Date Licenced: 29.04.2008
♦ Peer Group: Small
♦ Branches: 18

Giro Commercial Bank Ltd.

Category: Commercial Banks in Kenya

♦  Postal Address: P.O. Box 46739 – 00200, Nairobi
♦  Telephone: +254-20-340537, 310350, 2216005, 2217777 /6, 340544, 0722823684,
0733999044 ,
♦ v Fax: +254-20-2210679
♦  Email: girobank@girobankltd.com

♦ Website:
♦ Physical Address: Giro House, Kimathi Street.
♦ Date Licenced: 12/17/1992
♦ Peer Group: Small
♦ Branches: 7

For more information visit:Giro Commercial Bank Ltd.

Guardian Bank Ltd

Category: Commercial Banks in Kenya

♦ Postal Address: P. O. Box 67681 – 00200, Nairobi
♦ Telephone: +254-020-2226771, 2226774, 2226341, 222483, 0722-282213, 0722938629,
0733-888060
♦ Fax: +254-020 -2216633
♦ Email: biashara@guardian-bank.com, headoffice@guardian-bank.com

♦  Website: www.guardian-bank.com
♦ Physical Address: Guardian Centre, Biashara Street
♦ Date Licenced: 12/17/1992
♦ Peer Group: Medium
♦ Branches: 7

For more information visit:Guardian Bank Ltd

Gulf African Bank Limited

Category: Commercial Banks in Kenya

♦ Postal Address: P. O. Box 43683 – 00100, Nairobi
♦ Telephone: +254-20-2740000, 2718608/9, 2740111
♦ Fax: +254-20-2715655
♦ Email: info@gulfafricanbank.com

♦  Website: www.gulfafricanbank.com
♦ Physical Address: Gemina Insurance Plaza, Kilimanjaro Avenue, Upper Hill
♦ Date Licenced: 1/11/2007
♦ Peer Group: Small
♦ Branches: 15

Habib Bank A.G Zurich

Category: Commercial Banks in Kenya

♦ Postal Address: P. O. Box 30584 – 00100 Nairobi
♦ Telephone: +254-20-341172/76/77, 340835, 310694
♦  Fax: +254-20-2217004 /2218699
♦ Email: habibbank@wananchi.com
♦ Website:

♦ Physical Address: Habib House, Koinange Street.
♦ Date Licenced: 1/7/1978
♦ Peer Group: Small
♦ Branches: 5

For more information visit: Habib Bank A.G Zurich

Habib Bank Ltd.

Category: Commercial Banks in Kenya

♦ Postal Address: P. O. Box 43157 – 00100, Nairobi
♦ Telephone: +254-20-2226433, 2222786, 2226406/7, 2218176
♦  Fax: +254-20-2214636 /2214636
♦ Email: hblro@hblafrica.com

♦ Website: www.hbl.com
♦ Physical Address: Exchange Building, Koinange Street.
♦ Date Licenced: 2/3/1956
♦ Peer Group: Small
♦ Branches: 4

Imperial Bank Ltd

 Category: Commercial Banks in Kenya

♦ Postal Address: P. O. Box 44905 – 00100, Nairobi
♦ Telephone: +254-20-2874000, 343416 /12/17/18/19/94, 342373, 2719617 /8 /9
♦ Fax: +254-20-2719705/2719652, 342374, 2719498
♦ Email: info@imperialbank.co.ke

♦ Website: www.imperialbank.co.ke
♦ Physical Address: Imperial Bank House, Bunyala Road, Upper Hill
♦ Date Licenced: 1/11/1992
♦ Peer Group: Medium
♦ Branches: 16

For more information visit:Imperial Bank Ltd

I & M Bank Ltd

Category: Commercial Banks in Kenya

♦ Postal Address: P.O. Box 30238 – 00100, Nairobi
♦ Telephone: +254-20-310105, 2711994-8, 3221200/2
♦ Fax: +254-20-2713757/ 2716372
♦ Email: invest@imbank.co.ke

♦ Website: http://www.imbank.com
♦ Physical Address: I & M Bank House, 2nd Ngong Avenue.
♦ Date Licenced: 1/1/1974
♦ Peer Group: Medium
♦ Branches: 19

For more information visit:I & M Bank Ltd

Jamii Bora Bank Limited.

Category: Kenyan Banks

♦ Postal Address: P. O. Box 22741 – 00400, Nairobi
♦ Telephone: +254-20- 2224238/9, 2214976, 2219626, 2210338/9, 0722-201112
♦ Fax: +254-20-341825/2245223/2214534
♦ Email: info@jamiiborabank.co.ke

♦ Website: http://www.jamiiborabank.co.ke
♦ Physical Address: Jamii Bora House, Koinange Street.
♦ Date Licenced: 9/10/1984
♦ Peer Group: Small
♦ Branches: 1

For more information visit: Jamii Bora Bank Limited.

Kenya Commercial Bank Ltd

Category: Kenyan Banks

♦ Postal Address: P. O. Box 48400 – 00100, Nairobi
♦ Telephone: +254-20-3270000, 2851000, 2852000, 250802
♦ Fax: +254-20-2242408
♦ Email: kcbhq@kcb.co.ke

♦ Website: www.kcbbankgroup.com
♦ Physical Address: Kencom House, 8th Floor, Moi Avenue.
♦ Date Licenced: 1/1/1896
♦ Peer Group: Large
♦ Branches: 165

For more information visit:Kenya Commercial Bank Ltd

K-Rep Bank Ltd

Category: Kenyan Banks

♦  Postal Address: P. O. Box 25363 – 00603, Nairobi
♦ Telephone: +254-20- 3906000-7, 3873169, 3568996/7, 0711058000-7, 0732-058000-7
♦ Fax: +254-20-3568995
♦ Email: registry@k-repbank.com

♦ Website: www.k-repbank.com
♦ Physical Address: K-Rep Centre, Wood Avenue, Kilimani
♦ Date Licenced: 3/25/1999
♦ Peer Group: Small
♦ Branches: 31

For more information visit: K-Rep Bank Ltd

Middle East Bank (K) Ltd

Category: Kenyan Banks

♦ Postal Address: P. O. Box 47387 – 0100 Nairobi
♦ Telephone: +254-20-2723120/24, 2722879, 2723124, 2723130, 0722-205903’ 0733-333441
♦ Fax: +254-20-343776 / 2256901
♦ Email: ho@mebkenya.com

♦ Website: www.mebkenya.com
♦ Physical Address: Mebank Tower, Milimani Road.
♦  Date Licenced: 10/1/1980
♦ Peer Group: Small
♦ Branches: 3

For more information visit: Middle East Bank (K) Ltd

National Bank of Kenya Ltd

Category: Kenyan Banks

♦ Postal Address: P. O. Box 72866 – 00200 Nairobi
♦ Telephone: +254-20-2828000, 2226471, 0711-038000, 0735-995050-4
♦ Fax: +254-20-311444/2223044
♦ Email: info@nationalbank.co.ke

♦ Website: www.nationalbank.co.ke
♦ Physical Address: National Bank Building, 2nd Floor, Harambee Avenue.
♦ Date Licenced: 1/1/1968
♦ Peer Group: Medium
♦ Branches: 54

For more information visit:National Bank of Kenya Ltd

NIC Bank Ltd

Category: Kenyan Banks

♦ Postal Address: P. O. Box 44599 – 00100 Nairobi
♦ Telephone: +254-20-2888000, 2888600, 4849000, 0722203885 /6 /7, 0711041000
♦ Fax: +254-20-2888505/13
♦ Email: info@nic-bank.com

♦ Website: http://www.nic-bank.com
♦ Physical Address: N.I.C House, Masaba Road, Upper Hill
♦ Date Licenced: 9/17/1959
♦ Peer Group: Medium
♦ Branches: 16

For more information visit: NIC Bank Ltd

Oriental Commercial Bank Ltd

Category: Kenyan Banks

♦ Postal Address: P.O BOX 14357-00800, Nairobi
♦ Telephone: +254-20-3743278/87, 3743289/98, 0714611466, 0733610410
♦ Fax: +254-20-3743270
♦ Email: info@orientalbank.co.ke

♦ Website: www.orientalbank.co.ke
♦ Physical Address: Apollo Centre, 2nd Floor, Ring Road, Westlands.
♦ Date Licenced: 8/2/1991
♦ Peer Group: Small
♦ Branches: 6

For more information visit:Oriental Commercial Bank Ltd

Paramount Universal Bank Ltd

Category: Kenyan Banks

♦ Postal Address: P. O. Box 14001 -00800 Nairobi
♦ Telephone: +254-20-4449266/7/8, 446106 /7, 4443896, 445722,4446507, 4445722, 4441528
♦ Fax: +254-20-449265
♦ Email: info@paramountbank.co.ke

♦ Website: www.paramountbank.co.ke
♦ Physical Address: Sound Plaza Building, 4th Floor, Woodvale Grove, Westlands
♦ Date Licenced: 10/1/1993
♦ Peer Group: Small
♦ Branches: 6

For more information visit: Paramount Universal Bank Ltd

Prime Bank Ltd

Category: Kenyan Banks

♦ Postal Address: P. O. Box 43825 – 00100, Nairobi
♦ Telephone: +254-20-4203000
♦ Fax: +254-20-4451247
♦ Email: headoffice@primebank.co.ke
♦ Website: www.primebankenya.com

Physical Address: Prime Bank Building, Chiromo Lane/Riverside Drive Junction,
Westlands
♦ Date Licenced: 3/1/1992
♦ Peer Group: Medium
♦ Branches: 14

For more information visit:Prime Bank Ltd

Standard Chartered Bank Kenya Ltd

Category: Kenyan Banks

♦ Postal Address: P. O. Box 30003 – 00100 Nairobi
♦ Telephone: +254-20-3293000, 3293900
♦ Fax: +254-20-3747880
♦ Email: Talk-Us@sc.com
♦ Website: www.standardchartered.com

♦ Physical Address: Standard Chartered Building, Westlands Road, Chiromo Lane,
Westlands
♦ Date Licenced: 10/1/1910
♦ Peer Group: Large
♦Branches: 33

For more information visit:Standard Chartered Bank Kenya Ltd

Trans-National Bank Ltd

Category: Kenyan Banks

♦ Postal Address: P. O. Box 34353 – 00100 Nairobi
♦ Telephone: +254-20-2252216/19, 2224234-6, 2210335, 2252188/90/91, 0720081772,
0733505656
♦ Fax: +254-20-2252225

♦ Email: info@tnbl.co.ke
♦ Website: www.tnbl.co.ke
♦ Physical Address: Transnational Plaza, City Hall Way.
♦ Date Licenced: 8/1/1985
♦ Peer Group: Small
♦ Branches: 18

For more information visit: Trans-National Bank Ltd

UBA Kenya Bank Limited

Category: Kenyan Banks

♦ Postal Address: P. O. Box 34154 – 00100 Nairobi
♦ Telephone: +254-020- 3612000 /1 / 2, 3740814
♦ Fax: +: +254-020-3612049
♦ Email: muyiwa.akinyemi@ubagroup.com

♦ Website: www.ubagroup.com
Physical Address: Apollo Centre, 1st
Floor, Ring Road/Vale Close, Westlands
♦ Date Licenced: 24/09/2009
♦ Peer Group: Small
♦ Branches: 4

For more information visit: UBA Kenya Bank Limited

Victoria Commercial Bank Ltd

Category: Kenyan Banks

♦ Postal Address: P. O. Box 41114 – 00100 Nairobi
♦ Telephone: +254-20-2719499, 2719815, 2710271, 2716108, 2719814
♦ Fax: +254-20-2713778/2715857
♦ Email: victoria@vicbank.com

♦ Website: www.victoriabank.co.ke
♦ Physical Address: Victoria Towers, Mezzanine Floor, Kilimanjaro Avenue, Upper Hill
♦ Date Licenced: 6/1/1987
♦ Peer Group: Small
♦ Branches: 3

For more information visit:Victoria Commercial Bank Ltd

Mortgage Finance Companies in Kenya

Housing Finance Ltd

♦ Postal Address: P. O. Box 30088 -00100 Nairobi
♦ Telephone: +254-20- 3262000, 317474, 2221101
♦ Fax: +254-20-340299/2250858
♦ Email: housing@housing.co.ke

♦ Website: www.housing.co.ke
♦ Physical Address: Rehani House, 2nd Floor, Kenyatta Avenue/Koinange Street
Junction.
♦ Date Licenced: 5/7/1965
♦ Peer Group: Medium
♦ Branches: 11

For more information visit:Housing Finance Ltd

International Banks in Kenya

Representative Offices of Foreign Banks in Kenya

Mauritius Commercial Bank Limited

Category: Banks in Kenya

Kenya Representative Office

♦ Address: P.O. Box 35699 – 00800 – Nairobi, Kenya
♦ Mobile No. : +254 716403709
♦ Telephone No: +254 20 44931000
♦ Email address: jan.morren@mcb.mu

♦ Physical Address: Bloom Centre, KMA Centre, Mara Road, Upper Hill
♦ Date Authorised: 27th November 2014
♦Interim Chief Representative Officer: Mr. Jan Morren

For more information visit:Mauritius Commercial Bank Limited

HDFC Bank Limited

Category: Banks in Kenya

Kenya Representative Office

♦ Address: P.O. Box 14235 – 00800 – Nairobi, Kenya
♦ Mobile No. : +254 738905141
♦ Telephone No: +254 20 3749857/63
♦ Email address : Kapil.Gusani@hdfcbank.com

♦ Physical Address: Prosperity House, Westlands Road, Off Museum Hill, Westlands
♦ Date Authorised: 26th June 2008
♦ Interim Chief Representative Officer: Mr. Kapil Gusani

For more information visit: HDFC Bank Limited

Nedbank Limited

Category: Banks in Kenya

Kenya Representative Office

♦ Address: P.O Box 39218 – 00623, Nairobi, Kenya
♦ Telephone: +254-20 – 8045102
♦ Email: contact@nedbankea.com
♦ Physical Address: The Exchange Building, 3rd Floor, 55 Westlands Road, Nairobi
♦ Date Authorised: 18th June 2010

Chief Representative Officer: Mr. Jaap van Luijk

For more information visit:Nedbank Limited

FirstRand Bank Limited

Category: Banks in Kenya

Kenya Representative Office

♦ Address: P.O. Box 35909, 00200 – Nairobi, Kenya
♦ Telephone No.: +254 20 233 7927/ 2337931
♦ Email: Alfetta.Koome@rmb.co.za

♦ Fax No.: +254 20 2337931
♦ Physical Address: 3rd Floor, Geminia Plaza, Kilimanjaro Avenue, Upper Hill, Nairobi.
♦ Date Authorised: 29th November 2011

Chief Representative Officer: Mrs. Alfetta Koome Mungai

For more information visit:FirstRand Bank Limited

Bank of China Limited

Category: Banks in Kenya

Kenya Representative Office

♦ Address: P.O. Box 21357 – 00505 – Nairobi, Kenya
♦ Telephone No.: +254 – 20 – 3862811 / 2
♦ Telephone No.: +254 – 20 – 3862811 / 2
♦ Mobile: +254 – 788808600

♦ Email: wangq@bankofchina.com
♦ Physical Address: Unit 1, 5th Floor, Wing B, Morningside Office Park, Ngong Road, Nairobi
♦ Date Authorised: 29th June 2012

Chief Representative Officer: Mr. Qi Wang

Bank of Kigali Ltd

Category: Banks in Kenya

Kenya Representative Office

♦ Address: P.O. Box 73279-00200 GPO– Nairobi, Kenya
♦ Telephone No.: +254 (20) 2711076
♦ Email: pmasumbuko@bk.rw
♦ Physical Address: Ground Floor, Capitol Hill Square, Off Chyulu Road, Upper Hill, Nairobi
♦ Date Authorised: 12th February 2013

Chief Representative Officer: Mr. Patrick Masumbuko

For more information visit: Bank of Kigali Ltd

Central Bank of India

Category: Banks in Kenya

Kenya Representative Office

♦ Address: P.O. Box 66860- 00800 Nairobi, Kenya
♦ Telephone No.: +254 20 3742008
♦ Fax No.: +254 20 3742011
♦ Mobile : +254 (0)732283722

♦ Email: cronairobi@centralbank.co.in
♦ Physical Address: Suite No. 5A, MMID Studios, Westlands Road, Westlands
♦ Date Authorised: 12th February 2013

Chief Representative Officer: Mr. S.S. Rao

For more information visit:Central Bank of India

Rabobank Nederland

Category: Banks in Kenya

Kenya Representative Office

♦ Address: P.O. Box 1105-00606, Nairobi, Kenya
♦ Mobile : +254 (0)737011192
♦ Email: Ritesh.Shah@rabobank.com

♦ Physical Address: 17th Floor, Delta Corner Tower, Waiyaki Way
♦ Date Authorised: 5th June 2014

Chief Representative Officer: Mr. Ritesh Shah

For more information visit: Rabobank Nederland

Top 10 Banks in Kenya

Equity Bank Kenya

Category: Best Banks in Kenya

Equity Bank Limited (The “Bank”) is incorporated, registered under the Kenyan Companies Act Cap 486 and domiciled in Kenya.  The address of the Bank’s registered office is 9th Floor, Equity Centre, P.O. Box 75104 – 00200 Nairobi.  The Bank is licensed under the Kenya Banking Act (Chapter 488), and continues to offer retail banking, microfinance and related services.  The Bank has subsidiaries in Kenya, Uganda, South Sudan, Rwanda and Tanzania.  Its shares are listed on the Nairobi Securities Exchange and Uganda Securities Exchange.

Equity Bank was founded as Equity Building Society (EBS) in October 1984 and was originally a provider of mortgage financing for the majority of customers who fell into the low-income population.  The society’s logo, a modest house with a brown roof, resonates with its target market and their determination to make small but steady gains toward a better life, seeking security and advancement of their dreams.  The vast majority of Africans have historically been excluded from access to financial resources.

Standard Chartered Bank Kenya

Category: Best Banks in Kenya

Standard Chartered Bank Kenya Limited was established in 1911 with the first branch opened in Mombasa Treasury Square. Today, 101 years later, Standard Chartered Bank is one of the leading Banks in Kenya, with an excellent franchise. It has a total of 33 branches spread across the country, 90 automated teller machines (ATMs) and 1,698 employees.

Standard Chartered Bank Kenya Limited has a local shareholding of about 26%, comprising about 32,000 shareholders. It has remained a public quoted company on the Nairobi Securities Exchange since 1989.

Barclays Bank Kenya

Category: Best Banks in Kenya

Barclays has operated in Kenya for over 97 years. Financial Strength coupled with extensive local and international resources has positioned Barclays Bank of Kenya as a top provider of financial services in the market.

With an extensive footprint of 119 outlets and over 230 ATMs spread across the country, the banks boast of years of superb financial performance that has built confidence among the Bank’s shareholders, as well as a reputation as one of the leading blue-chip companies on the Nairobi Stock Exchange. The bank also has a robust Internet and Mobil Banking platforms as well as a 24/7 call center that offers superior service to all customers.

Kenya Commercial Bank

Category: Best Banks in Kenya

Kenya Commercial Bank (KCB) is a financial services provider headquartered in Nairobi, Kenya. As of December 2010, it was among the three largest commercial banks in Kenya with assets of more than US$2.65 billion (KES:223 billion), and shareholders capital valued at US$486 million (KES:40.9 billion). The other two large Kenyan commercial banks are Barclays Bank Kenya and Standard Chartered Bank Kenya. As of December 2010, KCB Group, the parent company of KCB Kenya, had the largest branch network in Kenya (168 branches) of all 44 licensed commercial banks in the country.

Diamond Trust Bank of Kenya

Category: Best Banks in Kenya

Diamond Trust Bank Kenya Ltd is a Kenya-based bank that is engaged in providing banking, insurance agency and other related services. The Bank offers current, savings and deposit accounts, debit and credit cards, money transfer, asset finance, treasury, and commercial lending. In addition, the Bank also provides online banking services. The Bank operates through its subsidiaries, namely Diamond Trust Bank Tanzania Limited, Diamond Trust Bank Uganda Limited, Diamond Trust Bank Burundi S.A, Diamond Trust Insurance Agency Limited, Premier Savings, and Finance Limited and Network Insurance Agency Limited. The Bank operates through 47 branches in Kenya.

Housing Finance Bank of Kenya

Category: Best Banks in Kenya

The Company started responding to the growing demand from indigenous Kenyans of having their own homes. Indeed by the end of our first year of business in 1966, 34 applications had been considered and approximately Kshs. 400,000 advanced to successful applicants.

Initially, the Commonwealth Development Corporation (CDC) held 60% of equity, while the Kenyan government held 40%. In 1970, the Kenyan government acquired another 10% of the shareholding and with that equity was equally divided between the founding partners.

CFC Stanbic Bank Kenya

Category: Best Banks in Kenya

CFC Stanbic Bank is a corporate and retail bank licensed by the Central Bank of Kenya to provide banking services in the Kenyan economy. The bank is part of the Standard Bank Group a leading African financial services organization, which was founded more than 150 years ago and today has operations in 18 African countries and across the globe.

At the core of CfC Stanbic Bank’s values is a commitment to offering relevant and first-class financial services within both the corporate and retail banking segments. CFC Stanbic Bank has over the years build a formidable reputation in the corporate and investment banking space and has structured some of the East Africa Region’s largest and most important financial transactions.

NIC Bank Kenya

Category: Best Banks in Kenya

NIC Bank, whose full name is National Industrial Credit Bank, is a commercial bank in Kenya, the largest economy in the East African Community. It is licensed by the Central Bank of Kenya, the country’s central bank and national banking regulator.

Cooperative Bank of Kenya

Category: Best Banks in Kenya

Cooperative Bank of Kenya is a commercial bank in Kenya, the largest economy in the East African Community. It is licensed by the Central Bank of Kenya, the central bank and national banking regulator. The bank has the second-highest customer base in Kenya with over 3.5 million accounts as of June 2013. In 2010, the bank was awarded “Best Bank of Kenya” by the London Financial Times due to its excellent growth.

National Bank of Kenya

Category: Best Banks in Kenya

National Bank was incorporated on 19th June 1968 and officially opened on Thursday, November 14th, 1968. At the time it was fully owned by the Government. The objective for which it was formed was to help Kenyans get access to credit and control their economy after independence.

In 1994, the Government reduced its shareholding by 32% (40 Million Shares) to members of the public. Again in May 1996, it further reduced its Shareholding by 40 million shares to the public.
The current Shareholding now stands at National Social Security Fund (NSSF) 48.06%, General Public – 29.44% and Kenya Government 22.5%. During the 34th AGM held on 25th April 2003 the bank increased its Share Capital by Kshs. 6 Billion i.e. from Kshs. 3 Billion to Kshs. 9 billion through the creation of 1,200,000,000 non-cumulative preference Shares of Kshs. 5 each. These Shares are at the disposal of the National Bank Board who will offer them in accordance with the Bank’s articles, the CMA rules and the Companies Act.

Best Banks in Kenya

Here in Kenya, 6 banks make up the top tier and collectively control 49.9% of the market. 16 other banks make up Tier 2, and collectively control 41.7% of the market. The last tier, Tier 3 is made up of 21 small banks that control 8.4% of the market.

List of Tier 1 Banks in Kenya

Category: Top Banks in Kenya

♦ KCB
♦ Equity Bank
♦ Cooperative Bank
♦ Standard Chartered
♦  Barclays Bank
♦ CBA

List of Tier 2 Banks in Kenya

Category: Top Banks in Kenya

♦ CFC Stanbic
♦ NIC
♦ Diamond Trust Bank
♦ I&M
♦ Chase Bank
♦ Bank of Africa
♦ Family Bank
♦ Ecobank
♦ Housing Finance

List of Tier 3 Banks in Kenya

Category: Top Banks in Kenya

♦ Jamii Bora Bank
♦ ABC Bank
♦ Credit Bank
♦ Paramount Universal
♦ Consolidated and Development Bank
♦ Fidelity Bank
♦ Equatorial Commercial Bank
♦ Giro Bank

♦ Guardian Bank
♦ Middle East Bank
♦ Oriental Commercial Bank
♦ Paramount Universal Bank
♦ Trans-National Bank
♦ Victoria Bank

♦ First Community Bank
♦ Habib A.G Zurich Bank
♦ Habib Bank
♦ Gulf Africa
♦ Sidian Bank
♦ UBA Bank
♦ Consolidated Bank
♦ Development Bank

All Banks in Kenya

Kenya Banks Rankings

Kenya Banks Ranked by assets

  • Kenya Commercial Bank Group
  • Co-operative Bank Equity Group
  • Diamond Trust Bank
  • Standard Chartered
  • I&M Holdings
  • Barclays
  • Stanbic Holdings
  • NIC Bank
  • Housing Finance Group

♦ Commercial Bank of Africa
♦ Diamond Trust Bank
♦ NIC Bank
♦ Investment & Mortgages  Bank [Assets of Kshs. 110.3 billion ($1.3 billion), and profits of Kshs 6.05 ♦ ♦ ♦ billion ($71 million)]♦ National Bank
♦ Chase Bank
♦ Citibank

♦ Bank of Africa
♦ Baroda Bank
♦ Prime Bank
♦ Housing Finance
♦ Family Bank
♦ Imperial Bank
♦ Ecobank Bank

♦ India Bank
♦ Guaranty Trust  Bank (formerly Fina)
♦ ABC Bank
♦ Consolidated Bank
♦ Gulf African Bank
♦ Development Bank of Kenya
♦ Equatorial Bank

♦ Victoria Bank
♦ Giro Bank
♦ K-Rep Bank
♦ Guardian Bank
♦ Fidelity Bank
♦ First Community Bank
♦ Habib AG Zurich Bank
♦ Transnational Bank

♦ Habib Bank
♦ Paramount Bank
♦ Credit Bank
♦ Jamii Bora Bank
♦ Oriental Bank
♦ Middle East Bank
♦ UBA Bank
♦ Dubai  Bank [Assets of 2.92 billion ($34.4 million)]

Bank Loan Interest Rates in Kenya

Key Rates
Central Bank Rate 10.00% 27/03/2017
Inter-Bank Rate 5.43% 12/05/2017
CBK Discount Window 16.00% 27/03/2017
91-Day T-Bill 8.726% 15/05/2017
REPO 6.18% 28/04/2017
Inflation Rate 11.48% April 2017
Lending Rate 13.65% January 2016
Savings Rate 6.08% January 2016
Deposit Rate 7.82% January 2016
KBRR 8.9% 25/07/2016

Microfinance Banks in Kenya

The other popular banks in Kenya are microfinance banks. Here is a list of some of the microfinance banks in Kenya.

Faulu Microfinance Bank Limited.

Faulu Kenya started in 2009. It has grown into a reputable microfinance bank with over 35 branches across Kenya. It is one of the most trusted microfinance banks in Kenya.

Kenya Women Microfinance Bank Limited.

Popularly known as Kenya Women, the bank started as a trust fund that grew into a fully-flagged microfinance bank licensed in 2010.

Rafiki Microfinance Bank Limited.

This bank received its license in 2011. Since then the Rafiki microfinance developed to have over 15 branches countrywide.

SMEP Microfinance Bank Limited.

SMEP bank started in 2010 and has ten branches in major regions in Kenya.

Caritas Microfinance Bank Limited.

Compared to the microfinance banks listed above, Caritas is fairly new (started in 2015) and has only two branches countrywide.

Daraja Microfinance Bank Limited.

Founded in 2015 and has only one branch.

Choice Microfinance Bank Limited.

It started in 2015 with the only office in Siron Place, Ongata Rongai.

Remu Microfinance Bank Limited.

Founded in 2010 and has only two branches with the main one in Loita Street, Nairobi.

Sumac Microfinance Bank Limited.

Sumac started operations in 2012. It currently has only three branches.

U & I Microfinance Bank Limited.

Founded in 2013 with the only branch on Asili Complex along River Road, Nairobi.

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