ABSTRACT
In Nigeria, things are better said than done (do) sound policies and plan are mapped out only to be crucified on the alter of implementation. In fact, it has been an uphill task to put theories into management circle. Ejiofor (1981) attributed the cause of this to the separation of this observation is more pronounced in the management of Nigeria banks. This, it is expected that the research findings will be brought to the notice of these non ” career bankers and manager as well as other practical bankers to of bank management function and the need for caution and prudence in credit management. It is therefore, expected that the findings will; ï¶ Aid the regulatory authorities in their formulation of credit guidelines by providing meaningful information on the contribution of sectoral allocation to and doubtful debts provision. ï¶ Arouse in bank management the need for them to re ” appraise some of their policies, which have been rendered ineffective and undesirable by modern development in the business and financial circles.
TABLE OF CONTENT
CHAPTER ONE
Introduction
1.1 Statement of problem and purpose of the study
1.2 Rationale of the study
1.3 Significance of the study
1.4 Definition of term
CHAPTER TWO
Literature review
2.1 Credit management
2.2 Credit risk
2.3 Securities for bank lending
2.4 Bad debt in Union bank of Nigeria plc
2.5 Management of bad debt in Union bank plc
CHAPTER THREE Research design and methodology
3.1 Source of data
3.2 Sample ” sued / location of data
3.3 Location of secondary source of data
3.4 Limitation of the study
CHAPTER FOUR
4.1 Presentation and analysis of data and discussion of result
4.2 Analysis of data 4.3 Discussion of result of data analysis
CHAPTER FIVE
Summary,
conclusion and recommendation of the study
5.1 Summary of the study
5.2 Conclusion of the study
5.3 Recommendation of the study
5.4 What is personally suggested that future scholars should further study/ learn about my topic
Bibliography